Policy Papers
Analysis of Payday Lending in Alabama
Commissioned by the Alabama Asset Building Coalition....Read More
Payday Lending Study
Barriers to Neighborhood-Level Economic Growth: Do Payday Lending Operations Prey on Economically Vulnerable African American Neighborhoods?...Read More
Small Dollar Lending
A new report on small dollar loan products. It was produced by the Center of Economic and Policy Research...Read More
A Complex Portrait: An Examination of Small-Dollar Credit Consumers
Every year, millions of American consumers use small-dollar credit (SDC) products for quick access to cash....Read More
Payday Lending Study
Barriers to Neighborhood-Level Ecomomic Growth: Do Payday Lending Operations Prey on Economically Vulnerable African American Neighborhoods? (Lonnie Hannon III, PhD)...Read More
The PEW Report
Payday Lending in America; Who Borrows, Where They Borrow & Why...Read More
Can the Poor Accumulate Assets?
Can the Poor Accumulate Assets? - Signe-Mary McKernan, Caroline Ratcliffe and Trina Williams Shanks...Read More
Plan For A New Future
The Impact of Social Security Reform on People of Color - A Report of the Commission to Modernize Social Security...Read More
Lost Ground 2011
Disparities in Mortgage Lending and Foreclosures....Read More
Employment Equity
Overview 850,000 of Alabama's working-age adults are economically insecure and struggling to find good jobs: jobs that pay enough to support a family, offer safe working conditions, and provide meaningful opportunities to move up the economic ladder. Advancing Employment Equity in Alabama describes why employment equity — when everyone who wants a job can find one — is critical to Alabama's economic future and offers a policy roadmap to achieve employment equity. It is based on data analysis and modeling of a "full-employment economy" as well as policy research and focus groups conducted by PolicyLink and the Alabama Asset Building Coalition. With full employment for all, Alabama's economy would be $3.9 billion stronger every year. However, to realize these gains, state leaders must be willing to eliminate barriers to employment through efforts such as expanding public transportation options, banning the box on criminal background checks, and supporting the growth of minority- and women-owned business enterprises. This is the second of five briefs about employment equity in southern states co-produced by PolicyLink, Program for Environmental and Regional Equity (PERE) at the University of Southern California, and local partners with support from the W.K. Kellogg Foundation. Download the report, detailed methodology, and fact sheet "Employment Equity: The Path to a More Competitive Alabama." For the full research, click here ...Read More
